Kosovo: Lost in Translation

  • Anna Ohanyan


An exploration of the application of microfinance for the reconstruction of Kosovo in the aftermath of the 1999 war involving Kosovar forces, Yugoslavia, and NATO proves extremely informative in understanding how local political realities shape and modify globally conceived policies. These local political realities in post-conflict Kosovo included societal fracture and political division, the indeterminate political status of the region, and the uncertain nature of the cessation of hostilities. In the case of Kosovo, the microfinance sector was seen to be comparatively more vulnerable to network politics involving donors and NGOs than in the corresponding situations in BiH and Afghanistan. The conflicting policy values and objectives of international donors and microfinance NGOs were less effectively managed in Kosovo than in the other two contexts. The prevalence of NGO-donor networks in Kosovo also significantly influenced the selection and prioritization of policy beneficiaries among the population, establishing a unique pattern of social construction among policy recipients. In addition, in the case of Kosovo, microfinance policy transfer and replication was largely regional, with the source most often being the neighboring and more mature Bosnian microfinance sector.


Commercial Bank Responsible Investor Policy Coherence Microfinance Institution Network Mechanism 
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© Anna Ohanyan 2008

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  • Anna Ohanyan

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